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Fund Selection: Research Mechanics

Our research begins by examining the recent past performance of an investment fund.

Although past performance is no guarantee for the future we can examine the fund and the fund manager's track record. We are particularly looking for consistency and a historical analysis gives us a good indication of the fund's future prospects.

As global economic conditions fluctuate we need to be sure that fund selections are continuing to perform in line with our expectations and we have access to a range of investment tools to check that a fund continues to "do what it says on the tin.

It is important that we keep your portfolio diversified, so checks are carried out on the individual equities which selected funds are investing in, at any one point in time. For example, we would want to know if the Fidelity Special Situations Fund was investing heavily in Shell, so as to avoid other UK Equity funds which were over over-exposed to Shell shares.

Each Asset class will have sub-divisions, usually based on the differences in Risk and Return. For example, in our UK Equity sector we have separate sections covering small, medium and large companies. Generally speaking, smaller companies are more volatile and carry more risk, albeit a greater opportunity for growth. We balance your portfolio investment in the UK Equity market by allocating money to all these sectors.

There are similar splits in other Asset classes. For instance, within Fixed Interest we find Government Gilts and Corporate Bonds. These are instruments used by Government and companies to raise money and both will present varying levels of Risk.

Integra can not predict the future, but we will always invest your money in a diversified fashion, to provide some protection from the volatility of the world's markets.


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Integra Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 612749).
Registered in England & Wales at 1 Summerwood, Charters Road, Sunningdale, Ascot, Berkshire, SL5 9SQ. Company Registered Number - 6390466